Under state law, once an individual turns 18, they are presumed to be a competent adult, with all the rights and responsibilities associated with adulthood. Many individuals welcome this, and are fully competent. Some individuals resist this, despite being otherwise competent. Some, while “legally” competent, are not competent to have adult responsibilities, or to make adult decisions. Sometimes an individual loses competence, because of illness or injury, or sometimes because of deterioration due to aging.
Washington statute specifies that a determination of incapacity is a legal, not a medical decision, based upon a demonstration of management insufficiencies over time in the area of person or estate. Age, eccentricity, poverty, or medical diagnosis alone shall not be sufficient to justify a finding of incapacity.
“It is the intent of the legislature to protect the liberty and autonomy of all people of this state, and to enable them to exercise their rights under the law to the maximum extent, consistent with the capacity of each person. The legislature recognizes that people with incapacities have unique abilities and needs, and that some people with incapacities cannot exercise their rights or provide for their basic needs without the help of a guardian. However, their liberty and autonomy should be restricted through the guardianship process only to the minimum extent necessary to adequately provide for their own health or safety, or to adequately manage their financial affairs.”
RCW 11.88.005.
Who Needs a Guardianship?
For individuals who have the capacity to sign a power of attorney, and who have a functional family or support group, a guardianship should not be necessary. A trusted attorney in fact, acting as the fiduciary under a power of attorney for a now disabled person, should be able to make all of the financial and medical decisions necessary.
There are potential problems, however. It is not uncommon for either the Social Security Administration or the Veteran’s Administration, large federal bureaucracies, to refuse to accept otherwise valid powers of attorney. Also, if the extended family is dysfunctional, especially where there are members who have abused or exploited the individual, a power of attorney may be insufficient, and a guardianship becomes necessary.
For individuals with a developmental disability, a power of attorney may still be appropriate when there is sufficient capacity to understand what it means to have an “agent”. When that is not the case, a guardianship may be useful. However, there is no legal requirement to have a guardianship, and many disabled live long and productive lives without benefit of guardianship, even when it is generally acknowledged that they cannot make informed personal or financial decisions. While it may be counterintuitive, it is often true that the more severely disabled may be
less in need of guardianship! This is true because there are a variety of alternatives to guardianship such as the informed consent statute,
RCW 7.70.065, representative payees, trusts, etc. that may act as effective alternatives to guardianship.
Nevertheless, guardianship is an appropriate choice for many individuals with a developmental disability. Everyone is unique, and the need for a guardianship should be carefully thought out and discussed with your attorney.